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Posted on March 20, 2017
Johanna Rundlett has been named one of Iowa’s top agents by Wellmark® Blue Cross® and Blue Shield® as part of the company’s annual Promise Awards. The Promise Awards recognize Wellmark agents and agencies for their success during the past year as well as their dedication to serving the needs of Wellmark members.
Johanna is an agent at A W Welt Ambrisco in Iowa City. Johanna has been in the insurance industry for six years and enjoys spending time with friends and family, camping, and being outdoors.
“Wellmark agents are trusted advisors for our members,” said Sean McTaggart, Vice President Sales and Performance for Wellmark. “We are proud to honor Johanna for her hard work and commitment to integrity and excellence.”
This is Johanna’s second consecutive year winning Wellmark’s Promise Award.
Johanna can be reached at (319) 887-3772 or firstname.lastname@example.org.
Posted on March 10, 2017
You need to use a ladder for some household jobs, such as cleaning the leaves out of your gutters or touching up the paint on your exterior trim. However, if you reach just a little too far, you may suddenly find yourself on the ground! A fall from a ladder can cause major injuries, some of which can be fatal.
LADDER SAFETY BASICS
Setup with Caution:
- Make sure that you select the right ladder for the task you are doing by checking the length of the ladder and its duty rating.
- If you are doing work near power lines, never use a metal ladder because they conduct electricity.
- Before using a ladder, inspect it for damage to the rungs, spreaders and safety feet.
- Do not place a ladder in front of a door that is not locked or guarded.
- Place ladders on steady surfaces that are flat and firm.
- Do not be in a rush to finish a job, especially when working up high.
- Make sure that the weight your ladder is supporting does not exceed the maximum load rating.
- Do not allow more than one person on a ladder at a time.
- Stay centered between the rails of a ladder at all times and do not lean too far to the sides when working.
- Never step on the top step or stand on the rear section of a stepladder.
- Come down from a ladder if you start to feel dizzy or tired.
Kids are curious by nature and most are also fascinated by tools and gadgets. Do not leave a raised ladder unattended—a curious little one could come by, climb up and take a big tumble.
There are approximately 2,000 ladder injuries every day. Whether you use a ladder at work or at home, make sure to follow these tips to stay safe!
Posted on March 03, 2017
Iowa City, IA, March 3, 2017 – AW Welt Ambrisco Insurance of Iowa City, Iowa has been named a Leading Partner by EMC Insurance Companies, which means the agency is one of the highest-performing EMC agencies in the country. This designation places the agency in the top 20 percent of all EMC agencies nationally.
The Leading Partner award is based on key indicators including retention, profitability and growth, which are reviewed over a three-year period.
EMC developed its signature Agency Performance Value (APV) tool in 2005 to measure an agency’s performance against all other EMC agencies nationally. Agencies are evaluated on loss ratio, premium volume, policy and premium growth, policy and premium retention, and the position of EMC within the agency.
EMC Insurance Companies is among the top 50 insurance organizations in the country based on net written premium, with more than 2,300 employees. The company was organized in 1911 to write workers’ compensation protection in Iowa. Today, EMC provides property and casualty insurance products and services throughout the United States and writes reinsurance contracts worldwide. Operating under the trade name EMC Insurance Companies, Employers Mutual Casualty Company and one or more of its affiliated companies is licensed in all 50 states and the District of Columbia. For more information, visit www.emcins.com.
Posted on February 22, 2017
Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible.
HOW TO REACT AFTER A CRASH
- Get out of your vehicle and provide assistance to anyone who is injured.
- Call the police or highway patrol immediately.
- Take photographs of your damaged vehicle and the scene. Note the date and time that the images were taken.
- Protect the accident scene the best that you can and move your vehicle into a safe place.
- Once the police arrive, give them as much information as you can about what occurred. Do not admit fault; simply give the facts.
- Ask the investigating officer for a copy of the police report, as you may have to submit it with your insurance claim.
- Take as many notes and write down as many details as you can remember about the accident, and then call A W Welt Ambrisco Insurance, Inc. to report your claim.
- Keep all records of correspondence that you have regarding your claim, including the date, name and title of the person that you talked to about the accident.
- Keep a record of any expenses that you incurred as a result of the accident. Depending on your policy, you may be entitled to reimbursement for those expenses.
Sounds easy, but many people forget to do this after an accident for one reason or another. It is important to get the names, address and phone numbers of everyone involved. Also, gather a description of the car(s) and license plate number(s), and make sure to get the insurance company and the vehicle identification number of everyone involved when you’re at the scene of the accident.
Getting involved in a wreck can put a serious crimp in your day, not to mention the damage it can do to your wallet. The more prepared you are, the easier it is to handle the fallout from an unexpected accident.
Posted on January 27, 2017
IMT Group, a leading provider of personal and commercial insurance products in the Midwest, recently announced its list of 2017 Gem Agencies, distinguishing AW Welt Ambrisco Insurance as one of the qualifying recipients.
The IMT Group is proud to recognize AW Welt Ambrisco Insurance as one of the highest performing IMT and Wadena Insurance agencies in its six state territory (Iowa, Illinois, Minnesota, Nebraska, South Dakota, and Wisconsin). Of the approximately 980 IMT Group agencies eligible for consideration, only 86 of the top performing agencies received the Gem distinction this year.
Each year, The IMT Group awards the Gem distinction to only those agencies that demonstrate outstanding performance in the areas of rank, growth, loss ratio, and profitability. Last year, AW Welt Ambrisco Insurance was one of the Top 125 IMT Group agencies to produce a positive premium growth or policy count growth. In addition, AW Welt Ambrisco Insurance also sustained a favorable loss ratio.
The IMT Group is proud to have AW Welt Ambrisco Insurance represent IMT and Wadena Insurance Companies. It is the superior performance and unwavering commitment of Independent Insurance Agencies like AW Welt Ambrisco Insurance that enables IMT to continue to live up to their slogan, “Be Worry Free with IMT!”
You may find more information on The IMT Group by visiting www.imtins.com.
Posted on January 13, 2017
This past month’s temperatures proved that it is in fact winter here in Iowa, and with freezing weather comes the need to increase your awareness about frostbite symptoms, treatment and prevention. Although everyone is susceptible to frostbite in cold climates, taking a few simple precautions can help you prevent frostbite, keeping you safe and healthy this winter season.
- Skin discoloration, along with burning and/or tingling sensations
- Partial or complete numbness of the affected area
- Intense pain
If frostbite goes untreated, the affected skin gradually darkens within a few hours, and once the skin is completely destroyed, it turns black and looks loose and frayed, as if it is burnt.
To reduce your risk of frostbite:
- Protect your hands, feet, nose and ears by bundling up in warm, layered, loose-fitting clothing.
- Go inside to warm up periodically, even if you do not feel extremely cold.
- Do not drink alcohol before or during exposure to cold weather, because it may prevent you from realizing that your body has become too cold.
- Avoid smoking cigarettes, which can narrow your blood vessels and increase your risk of frostbite.
- Get out of the cold when your skin appears red or if you experience any pain.
If you think that you have frostbite, move to a warm location and place your affected body part in warm water until it is soft and sensation has returned. Then, wrap the area in clean, sterile dressing and visit a doctor for follow-up care.
People who suffer frostbite on their extremities are also susceptible to hypothermia, a dangerous lowering of body temperature. Check for symptoms of hypothermia and treat them first before tending to frostbite injuries.
We hope you and your family stay safe and warm this winter season!
Posted on December 29, 2016
The new year is upon us! You may have already figured out your personal resolutions for the new year, but we have a few more to add to the list. Our suggestions for your INSURANCE resolutions for 2017: (more…)
Posted on December 22, 2016
It’s hard to believe 2016 is nearly over! We have thoroughly enjoyed working with you in all your insurance and risk management needs this year and look forward to continuing our partnership in 2017. Our office will be closed Friday, December 23 and Monday, December 26 for all of us to spend our families. But, if you need to reach us, please call (319) 887-3700 to be directed to our after-hours service.
We hope you all have a wonderful and safe holiday weekend with your friends and family!
Posted on December 08, 2016
The holiday season is here! And with it come new home hazards – from holiday decorating, to holiday travel. Here are some safety tips for you and your home during the holidays: (more…)
Posted on December 01, 2016
We noticed quite an interesting article in the Insurance Journal last month with a surprising statistic on vehicle theft in 2015: 1 out of 8 car thefts, the driver had left keys in the car! That certainly sounds like a headline from years past since most people nowadays are vigilant about keeping their vehicles secured. However, once we thought about it (especially this time of year) it doesn’t seem that farfetched. With cold weather months upon us, many people who park their vehicles outside are turning them on to “warm up” before heading to work or school. And for those who don’t have automatic start systems installed in their vehicle, that means leaving the actual keys or key fob in the vehicle (typically unattended). And unfortunately, in this situation, it only takes a few moments for a thief to make off with your car.
Some tips to keep your car from being stolen:
- Don’t leave keys or key fobs in your car
- If you do warm up your vehicle, keep a very close eye on it
- Always lock your vehicle and don’t leave any valuable possessions in plain sight
Read the full article from The Insurance Journal here: http://www.insurancejournal.com/news/national/2016/11/02/431182.htm