Health & Medical Insurance – Know Your Coverage
As of January 1, 2014 all U.S. Citizens are required to have health insurance as mandated through the Affordable Care Act. If you do not have medical coverage / health coverage through your employer, you still have options to buy coverage for you and your family either through the private marketplace or the public exchange during the Open Enrollment Period.
Don’t Have Medical Insurance? Get Ready to Pay a Penalty
In order to ensure all Americans have health insurance, penalties are enforced for those who go without coverage. Penalties are assessed on the federal income tax return you file for the year you don’t have medical insurance coverage and are adjusted annually for inflation: 2018 – $695 per adult and $347.50 per child for a maximum of $2,085 per family, or 2.5 % of the household income, whichever is greater.
Oral health is an essential part of a healthy lifestyle. Having a dental insurance plans can help you maximize your oral health. People who have dental coverage are more than twice as likely to visit their dentist regularly.
Choosing a dental insurance plan can be overwhelming—monthly premiums, annual maximums, deductibles and more leave you with a lot to consider. If you’re looking for dental coverage for you or your family, we can help you review your plan options to find the right fit.